Numbers

Modified: 6/1/2026

1. Year: 2007, 2008, 2009, 2010, ..., 2025 (19)
2. Definition: Number of insured TyEL, Number of insured YEL, Number of pensioners 1), Avarage number of personel, (4)
3. Pension insurance companies: Varma, Ilmarinen, Elo, Pension-Tapiola, ..., Total (9)

Operating expenses, EUR million, %

Modified: 6/1/2026

1. Year: 2007, 2008, 2009, 2010, ..., 2025 (19)
2. Definition: Insurance policy acquisition costs, Portfolio administration expences, Statutory charges, Other administrative expenses, ..., YEL loading profit 2) (36)
3. Pension insurance companies: Varma, Ilmarinen, Elo, Pension-Tapiola, ..., Total (9)

Direct business, EUR million, %

Modified: 6/1/2026

1. Year: 2007, 2008, 2009, 2010, ..., 2025 (19)
2. Definition: Basic insurance under TyEL, Basic insurance under YEL, Transition payment to the State Pension Fund, Premiums written, ..., Credit losses (7)
3. Pension insurance companies: Varma, Ilmarinen, Elo, Pension-Tapiola, ..., Total (9)

Expenditure, EUR million

Modified: 6/1/2026

1. Year: 2007, 2008, 2009, 2010, ..., 2025 (19)
2. Definition: Paid to pensioners TyEL, Paid to pensioners YEL, Paid to pensioners total, Division of costs, ..., Total technical provisions (6)
3. Pension insurance companies: Varma, Ilmarinen, Elo, Pension-Tapiola, ..., Total (9)

Investments, EUR million, %

Modified: 6/1/2026

1. Year: 2007, 2008, 2009, 2010, ..., 2025 (19)
2. Definition: Fixed-income investments, Equity investments, Real estate investments, Other investments, ..., Net investment income at fair value (10)
3. Pension insurance companies: Varma, Ilmarinen, Elo, Pension-Tapiola, ..., Total (9)

TyEL/YEL payroll, Transfer to bonuses and rebates, EUR million, %

Modified: 6/1/2026

1. Year: 2007, 2008, 2009, 2010, ..., 2025 (19)
2. Definition: TyEL payroll, YEL payroll, Transfer to bonuses and rebates 1), % of TyEL payroll, % of TyEL premium income (5)
3. Pension insurance companies: Varma, Ilmarinen, Elo, Pension-Tapiola, ..., Total (9)

Solvency, EUR million, %

Modified: 6/1/2026

1. Year: 2007, 2008, 2009, 2010, ..., 2025 (19)
2. Definition: Capital and reserves (after deduction of proposed profit distribution), Accumulated appropriations, Difference between current and book value of assets, Unallocated additional benefits provisions, ..., Pension assets (17)
3. Pension insurance companies: Varma, Ilmarinen, Elo, Pension-Tapiola, ..., Total (9)

Performance analysis, EUR million, %

Modified: 6/1/2026

1. Year: 2007, 2008, 2009, 2010, ..., 2025 (19)
2. Definition: Technical underwriting result, Investment surplus at fair value, Loading profit, Other result, ..., Investment surplus at fair value (10)
3. Pension insurance companies: Varma, Ilmarinen, Elo, Pension-Tapiola, ..., Total (9)